longtermcare
LONG TERM CARE INSURANCE
Long Term Care Insurance

Long Term Care can take place at home, in senior care facilities or in nursing homes. Needs may vary depending on your health and mobility or agility. Disabilities such as memory loss could affect the ability to take medicine. Physical disabilities could affect the ease of bathing, dressing or simply driving to doctor appointments.

Types of Long Term Care:

    • Retirement Communities
    • Nursing Homes
    • Home Health Care
    • In-Law Apartments
    • Assisted Living
    • Community Based Services

It is best to plan ahead with your doctor and your family about how you wish to be treated and where you wish to reside when the need arises. Do this before you experience any need for care!

Assessing your needs:

    1. Will I need help with bathing, dressing and eating?
    2. Will I need help with preparing meals, housework, maintenance & repairs and getting to appointments?
    3. Will I need help remembering to take my medicines, monitoring my diabetes or taking care of my catheters or using eye drops?

Research your choices. Talk with your doctor and family about the facilities in your area for your future Long Term Care. Facilities may be available where your family members live.

Talk with your financial advisor about your ability to pay for Long Term Care now and in the future.

Visit the facilities in your area and ask about cost, fees and choices available before you develop a disability.